About Us
Professional brokers and finance specialists
Services
Solutions that fits your mortgage and business finance needs
Calculators
Find out how much you can borrow
ABOUT US
Our Team is Ready to Help you!
Looking for a trusted mortgage and finance broker? At Capital Lab, our mission is simple: to make finance accessible, transparent, and tailored to your goals. Whether you’re buying your first home, refinancing, or seeking commercial lending solutions for your business, we guide you through every step with expertise, and with a client-first approach.
With over 27 years of experience across residential and commercial finance, including specialised asset and equipment finance, and having worked with customers all across Australia from Perth to Melbourne, we deliver bespoke strategies designed to support your success today and into the future.
Our services include:
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Home loans and refinancing
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Business finance and commercial lending
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Investment lending
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Significant expertise in complex scenarios including SMSF, self-employed professionals, and business owners
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Vehicle and equipment finance
Through our extensive network of trusted lenders, we secure competitive rates and terms tailored to your unique needs. And we don’t just provide finance, we build long-term partnerships that empower individuals and businesses to thrive. We stay with you for the journey, offering periodic reviews to ensure your funding structure remains competitive and suitable.
Ready to achieve your financial goals? Contact Capital Lab today and discover why we’re your preferred choice for mortgage and finance solutions.
Meet our Team
Jason King
Principal Broker
Phone: 0466 359 073
I’m passionate about helping individuals and businesses navigate the complexities of lending so they can concentrate on what’s important to them.
I believe the success to achieving this is to work as trusted partners. My role is to handle the research, negotiations, and paperwork of home loans and business finance, and remove the overwhelm; yours is to welcome me along for the journey.
With over 27 years of experience in personal and commercial banking, as well as entrepreneurial ventures, I’ve worked with a diverse range of industries and business models—from franchising and healthcare to childcare, pharmacy, SMSF, and family investment groups. This experience, combined with an extensive network of contacts and a Bachelor of Commerce and Diploma in Mortgage Broking, means I combine technical knowledge with a client-first approach to deliver tailored solutions for home loans, investment finance, and business lending.
I understand life is busy, especially for self-employed people, so am available whenever it suits you - in person, over the phone, or via online meetings.
Outside of work, I enjoy spending time with my wife, two kids and dog Rosie. I love watching and coaching basketball, and getting my hands dirty in the garden, where I have a particular interest in well-kempt lawn.
Services
Supporting First Home Buyers
Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a professional mortgage broker to discuss your options. We can also help you determine your eligibility and apply for the First Home Owner’s Grant
Investment Loans
Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.
Commercial Loans
Commercial property and business lending policies are rarely published online. Unlike residential home loans, commercial loan pricing can be negotiated based on your business background and the security to be offered. We provide access to a wide range of solutions, including term loans, and working capital including lines of credit, overdrafts and debtor finance.
Standard Variable & Fixed Rate Loans
The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.
Bridging Loans
A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased. Usually, bridging loans are short term (normally 6 months) to allow for the sale of the original property and more expensive than other types of loans. There are alternative ways to finance a change from one home to another, so please talk with us to discuss your options.
Asset Finance
Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes. These finance options may include personal loans, car loans, a variety of leases, commercial leasing options, chattel mortgages and more.
Equipment Finance
Support your business growth by acquiring new or used equipment. Ideal for businesses looking to expand operations and boost revenue.
Medical and other professionals and SMSF Lending
We recognise the unique income and asset structures and financial opportunities associated with professional careers. Our expertise ensures tailored finance solutions for both personal and business needs. Whether you’re expanding or fitting out your practice, purchasing a practice (goodwill lending), securing premises, buying a home, or investing in equipment, we make navigating special policies and products simple and stress-free. Additionally, we assist trustees and property investors with SMSF borrowing strategies.
WHY CHOOSE US
We'll find the loan that's right for you
Whether you are a just starting out with your first home, seasoned investor, or well-established entrepreneur, we are committed to providing you with the right home loan and finance solution to meet your needs. We will discuss every aspect of your loan with you and ensure you understand the fine details – like competitive interest rates, offset facilities, unlimited additional deposits and redraw facilities. You can rely on us to provide you with customer service that you will value for the life of your loan, and that we will continue to support you in achieving your future goals.
Putting our customers at the heart of everything we do sets us apart from our competition. Our commitment to you, our clients:
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We will listen first
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We will focus our solutions on your needs and ambitions
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We will source competitive interest rates
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We will partner for the long-term
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You will always deal with a real person, based here in Australia
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We will provide frank and fearless advice centred on your best interests
Testimonials
I’m grateful to Jason for his unwavering support and guidance. His proactive approach and constant availability made growing my practices and purchasing our family home a smooth and stress-free experience. Jason consistently went above and beyond to ensure the best
Dr Hareesh
Working with Jason King was a pleasure. As I built and expanded my multi-location radiology business, he provided exceptional guidance and support in various ways. This included assistance with my home loan and arranging finance for business growth. His deep knowledge of the lending market and commitment to finding the best solutions made every step smooth and stress-free. I highly recommend Jason and his team to anyone looking for guidance and support with their personal or business finance. They truly bring trust and professionalism to the table.
Andrew
I first met Jason King over a decade ago during his banking career, while I was expanding our family business under a major government contract win. At the time, we needed funding to upgrade equipment and scale operations quickly. Jason understood our business needs and delivered the right finance solutions with efficiency and professionalism.
Over the years, our business relationship has endured through significant changes in both our careers, and Jason has consistently demonstrated discretion, expertise, and reliability. I have no hesitation in recommending Jason to anyone seeking tailored financing solutions - you’ll find him highly professional and results-driven.
Raymond Gianoli
Not sure what kind of loan you need?
The major benefit of using a broker to finance other large purchases besides property is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you the money on the interest and fees, or potentially help you maximixe your tax benefits.
Not sure what kind of loan you need for your current financial circumstances? That's our job. We deliver tailored finance solutions chosen from a panel of leading lenders, and give you the peace of mind that your loan is working for you. Contact us today to find out all the ways we can help you.
CALCULATOR
Use our mortgage calculators to estimate how much you can borrow.
We’ve designed these calculators to give you a better insight into how the lenders will view your loan application.
The information provided by the calculator is intended to provide illustrative examples based on the stated assumptions of your input.
Results are a guide only and do not constitute financial advice or any guarantee that you will be approved for a loan by a lender.
You should always discuss your individual circumstances with a representative of [Company Name] before placing your deposit or purchasing any property.
CONTACT US
Get in touch today
When we help you with your borrowing needs, we consider you to be a client for life. We want you to be confident that you are working with professionals who have your best interests in mind now and in the long term.
We have many years of experience in finance and professional mortgage broking. Our aim is to find you the best loan for your needs, and to make the process as simple and transparent as possible.
Please get in touch with us today.
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